Becoming Credit Ready

Welcome to the Inclusivity Project course Becoming Credit Ready!

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Description

Welcome to the enlightening "Becoming Credit Ready" workshop, led by the esteemed Dr. Joaquin Wallace! This workshop is your essential companion in unraveling the complexities of credit scores and enhancing your financial readiness.

Throughout this session, you will gain invaluable knowledge and effective strategies to make well-informed financial decisions. Our main focus will encompass exploring credit utilization, understanding the significance of credit history, analyzing the impact of credit mix, and delving into the effects of new credit applications.

By the culmination of this workshop, you will possess a comprehensive grasp of maintaining low credit usage, comprehending the importance of punctual payments, establishing a robust credit history, diversifying credit portfolios, and interpreting credit scores from various bureaus.

With this knowledge, you will be able to actively oversee and enhance your credit score, thereby fostering enhanced financial stability and preparedness for the future.
MEET THE INSTRUCTOR

Dr. Joaquin Wallace

Dr. Joaquin Wallace is a dynamic and engaging speaker. As an educator, community advocate, visionary, and author, he draws from his personal experience to deliver influential and invoking keynote presentations related to leadership and coaching, personal motivation, non-profit program development and implementation, as well as financial wealth building and education.

Dr. Wallace’s life course inspired him to establish Project Transition, Inc. This welfare-to-work program empowers the "working poor" and provides access, opportunity, and real-life experience to be competitive within the "white-collar" workforce. Project Transition has benefited more than 1,000 program participants in Alameda County.

Dr. Wallace has been featured in Contemporary Black Biography: Profiles from the International Black Community and is among the most influential African Americans in the 21st century. Moreover, Dr. Wallace’s accolades include being the recipient of the Oakland Chamber of Commerce Community Based Non-Profit of the Year award and the Wells Fargo Living Makers in History award, as well as receiving recommendations from both the Ford and the Annie B. Casey Foundation fellowships.
Visit www.norcalsbdc.org
To sign up for one-on-one advising and no cost training with the NorCal SBDC.

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